According to KTC credit card spending data from last year’s mid-year campaigns, the number of active cardmembers spending in the shopping category grew, alongside noticeable increases in transaction frequency and repeat purchases compared to standard periods. Despite ongoing cost-of-living pressures, the data indicates that consumers continue to spend but have become highly selective, focusing on when to buy and how to maximize the value of each transaction through cashback, reward points, and credit card privileges.

Specific retail sectors, notably fashion, beauty, and personal care, recorded significant growth during these promotional windows as shoppers frequently plan these purchases well in advance. Furthermore, the upcoming FIFA World Cup 2026 is projected to stimulate demand in the home entertainment sector, with KTC forecasting a 15% increase in spending on televisions and audio equipment.

Sorachach Srilamul, Head of the Credit Card Marketing Division at KTC, noted that modern shoppers no longer assess deals based on discounts alone, but instead evaluate value across multiple dimensions including special prices and payment convenience. “The Mid-Year Sale is no longer simply a discount season. It has become a period when consumers plan purchases across several categories, particularly everyday products and items they have already intended to buy,” Sorachach stated.

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